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Porta potties, $6 diesel, and a payroll deadline today

A boring business worth knowing, what's getting more expensive, dates to hit this month, and one tool.

The 20% QBI Deduction Is Now Permanent: What Changes in 2026

Pass-through owners get certainty, a wider phase-in window and a new minimum deduction. Plus one hiring credit that quietly lapsed.

The R&D Tax Credit in 2026: Up to $500,000 a Year, Even Without Profits

Immediate R&D expensing is back for good, and startups can turn the credit into payroll tax savings. Here's how both work.

QSBS After 2025: Founders Can Now Exclude Up to $15 Million in Gains

The qualified small business stock exclusion got bigger, faster and available to larger companies. What changed and who it helps.

Section 179 and 100% Bonus Depreciation in 2026: Write Off Equipment in Year One

The 2025 tax law made full expensing permanent and raised Section 179 to $2.56 million. How to use both, in the right order.

SBIR and STTR Are Back: $4 Billion a Year in Non-Dilutive Funding

After a six-month lapse, America's Seed Fund was reauthorized through 2031, with new rules and a $30 million award tier.

CDFIs: The Lenders That Say Yes When Banks Say No

Community Development Financial Institutions lend to businesses mainstream banks pass on. Here's how to find one and what to expect.

Revenue-Based Financing: What a Factor Rate Really Costs

A 1.35 factor sounds like 35%. Repaid daily over nine months, it's closer to 84% a year. Here's the math, and when it's still worth it.

SBA Loans in 2026: How to Stack Up to $10 Million

A July rule change lets borrowers hold a full 7(a) and a full 504 at the same time. Here's who benefits and how to sequence it.

Six Places to Find Capital Right Now

We've broken down the check sizes, what each funder is actually looking for, and where to apply. Less guesswork, more money in the bank.